Residential Default & Lender Services

Our Residential Default & Lender Services Attorneys

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Default Foreclosure Litigation

Kluever & Platt handles all aspects of the mortgage foreclosure process in strict adherence with each client’s specific timelines, compliance requirements, and fee schedules. We partner with our clients to develop customized documentation and processes aligned with their needs. Our infrastructure makes us well-suited to deliver high quality legal services on a high-volume basis. Our robust technology and partner oversight ensures early detection and escalation of potential non-routine foreclosure issues, allowing us to devote customized attention to those matters by our experienced attorneys.

We routinely provide the following additional foreclosure-related services to our clients:

  • Loss Mitigation Efforts
  • Consent Judgments
  • Deeds-in-Lieu of Foreclosure
  • Short-sale and Short-payoffs
  • Title Curative Work
  • Title Policy Coverage Litigation
  • Strict Foreclosures

Bankruptcy

Kluever & Platt represents secured creditors in connection with all aspects of bankruptcy cases and adversary proceedings. While most default-related bankruptcy proceedings are routine, when appropriate, we aggressively represent our clients in order to protect and preserve their collateral and prevent abusive tactics by litigants. Our bankruptcy attorneys are well-versed in the following areas:

  • Proof of Claims
  • Objections to Confirmation of Chapter 13 Plans
  • Cram Down of Secured Claims
  • Contesting Debtor’s Objections to Claims
  • Reaffirmation Agreements
  • Motions for Relief from Stay
  • Priority Lien Disputes 
  • Subordination of Liens
  • Objections to Discharge
  • Post-Discharge Proceedings

Evictions

After completing foreclosures, we assist clients in obtaining possession of foreclosed properties by navigating the increasingly complex maze of federal, state and municipal requirements. We partner with property preservation companies, REO brokers, and servicers in this regard. We assist clients with issuing possession notices and demands, and filing eviction actions. Our attorneys often litigate claims arising from: 

  • Keep Chicago Renting Ordinance 
  • Chicago Residential Landlord Tenant Ordinance 
  • Protecting Tenants in Foreclosed Rental Property Ordinance 
  • Protecting Tenants in Foreclosure Act 

We also defend loan servicers, REO brokers, and property preservation companies against claims of trespass, property damage, wrongful eviction and conversion.

REO

Kluever & Platt provides a full range of REO closing services throughout Illinois. We coordinate the sale, closing, and liquidation of your assets on-time and on-budget, while addressing issues that occasionally arise, such as:

  • Title Indemnities
  • Sold / Forfeited Taxes
  • Easements 
  • Repairs, Municipal Requirements, and Code Violations